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Many Americans have lost confidence in our government and the actions of Treasury Secretary Henry Paulsen are a key reason why. Paulsen does not understand the system of relationships between financial institutions, companies, and their employees who are losing jobs. So he does not know where to apply the bailout money. The person I recommend to replace him and to serve President Obama, is Roger W. Ferguson. Dr. Ferguson was Vice Chairman of the Board of Governors of the Federal Reserve System. During 9-11 it was he who steered the World's financial system out o collapse by working with the G-7. Ferguson was at one point mentioned to be the President of Harvard University. Currently, he is CEO of TIAA / Cref and on President-Elect Obama's Transition Team.